Tuesday, July 31, 2018

Diro Solves the Identities & KYC issues Using the Blockchain

As we rapidly adopt digital technologies with smartphone penetration slated to reach 4 billion by 2022 and new technologies like IOT, blockchain, AR/VR and digital currencies getting ready for mainstream adoption, the need for cybersecurity has never been greater.

Market Issues

  • Owning Identity is hard
  • Verifying identity requires mass consensus
  • Centralized systems are unreliable in long term
  • Identities need to constantly remain validated and updated
  • Limitations of mass adoption
  • Cyber-security can no longer be a walled garden

What is Diro

  • A decentralized identity & access platform powered by crowdsourcing of contact directories.
  • 100% accurate & instant KYC of 5+ billion people using cryptographically provable original documents.
  • Hardened & secure social identities using crowdsourcing of contact directories.

Why Diro

  • Instant Verified Legal Identities
  • Hardened Social Identities
  • Password-less Access

Diro Features

1- Tamper-proof Remote KYC by instantly verifying online documents:
  • Document is stored along with verified SSL, timestamp and hash.
  • Users can tag these documents to mobile number and multiple wallets.
2- Crowd-sourcing to power contact directories:
  • Diro uses power of crowd intelligence to automatically tag people to shared phonebooks to create the world’s defacto contacts app.
  • Contacts get organized, updated & discovered automatically with complete privacy controls.
  • Creating a social fingerprint for recoverable & loss-proof Identities with decentralised PKI.
3- Diro Identity Score for hardened identities:
  • Score based on no. of validated connections & live interaction in Family, Friends, School, College & Co-worker phonebooks .
4- Contacts App to drive global access:
  • Make your contacts go alive - be it IVR options, wait times, appointment booking or simply your miles or preferences with universal frictionless access from inside your contacts.
5- Connect silos & Eliminate password with complete privacy & PKI (Blockchain):
  • Prevent external correlation with DIDs.
  • Seamless Decentralized public key infrastructure.
  • User profile cards to manage privacy.

The Decentralization IAM infrastructure

The complexity of network admission control and authorization information needs to be simplified mobilefirst employee directories that match the working styles of today.
A very useful and broad architectural layering requirements were recently proposed as Semantic Identification Layers:-
  • Global Contact Directories
  • Decentralised Identities
  • Identity & Access Management (dLDAP)
The simplest way to build global identity verification is to issue certificates to identities associated with MSISDNs present in contact directories.

Finally

Identity and security for establishing trust are critical building blocks on blockchain. Contact directories or social graphs are a central component in decentralizing the identity and access management. Without using social confirmation building a reliable decentralized identity and security architecture is not possible.
Author of article:
✅Bitcointalk username: Erik_Smuel
✅Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2020517
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Sunday, July 29, 2018

Orbis ICO Review

Blockchain technology will link newly developed crypto markets with the currently existing financial markets eliminating inefficiencies.
Blockchain technology is likely to be a key source of future financial market innovation. It allows for the creation of immutable records of transactions accessible by all participants in a network.

Orbis Goals

  • Orbis is aiming to provide financial access to 3 million previously unbanked people in Latin America , Asia and Africa by 2020 with the partnership of a third party (bank) which can provide self-service accessible banking solutions.
  • The Orbis project will offer the chance to previously unbanked people to own a debit card, a smartphone with the Orbis Payment Mobile app, barcode and QR codes checks, through the philanthropic project financed by the companies’ profits.
  • The banks and the current payment transfer methods being conducted by individuals has shown many human errors that can be irritating and time consuming for clients.
  • The amount which a person can transfer will be limitless done in a quick one way or two way direction, preventing fraud and scams.
  • Orbis has designed a safe system that will be established in Orbis Branches around the world with Self-service cash machines, and virtual reality chat robots that can overtake time and human error problems.

Orbis Usage Advantages

• Customers can use their own debit/credit cards on our platform, performing real-time buy and sell transactions, or have an ORBIS debit card issued to them.
• International no-limit transfer functionality for the settlement of payments. This will include currency conversion.
• ORBIS will provide short-term credit loans in the form of credit applications to its users, issuing a bill of exchange between any parties who wish to use this application.
• Fiat currency transactions will also be possible, not just cryptocurrency ones.
• Interest will be earned in our ORBIS savings accounts by having tokens stored in them.
• Buying ORBSi tokens allows for hands-off investment, with their tokens appreciating in value on their own through the cryptocurrency market.
• ORBIS POS will allow wireless payment to be a reality for all small businesses and entrepreneurs who requires such.

Orbis Platform

Orbis unique, decentralized platform is unlike any other banking system available today, and it can be used easily by anyone of any age. Although the underlying technology may not be well-understood, Orbis see this opacity as a benefit – after all, there is no need to understand the inner workings of a mobile phone to use it!

The Platform Components

  1. Orbis Wallet
  2. Orbis Exchange
  3. Orbis Coins
  4. ORBIS debit card

Orbis Token

Roadmap

Team

ICO Details

Finally

Being able to trade cryptocurrencies between ordinary, everyday users will require a significant rethinking of what services a cryptocurrency provides.
The ORBIS system can provide this on a 24-hour basis, either online or in-person at an ORBIS branch. This will allow everyone to access the benefits that cryptocurrencies provide them, including low transaction costs, no-limit transactions, fast payment, and the removal of geopolitical barriers to payment.
Author of article:
✅Bitcointalk username: Erik_Smuel
✅Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2020517
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Orbis Introduces Worldwide Money Transfer and Investment

As shocking as it may seem to the developed world, 40% of the world's population, mostly comprised of population in developing countries, does not have a bank account Despite the increased adoption of non-cash forms of transactions (cards) with the volume having grown by more than 10% to reach 500 billion in 2017, the circulation of cash has increased only slightly across multiple markets during the past five years.

Orbis Target

  • Orbis Company will provide innovative transfer, payment and investment services using cryptocurrency tokens and block chain technology.
  • This technology combined with mobile and computer software, will give mankind the opportunity to make money transfers, investments and payments using our self-service machines, as well as personal smartphones and computers with internet access.

Orbis Mission

  • Orbis aims to provide financial access to 3 million unbanked persons across Latin America, Africa, and Asia by 2020 through partnerships with banks.
  • Orbis self-service platform will provide an accessible solution to these people and allow them their first opportunity to unlock the opportunities that finance grants them.
  • These opportunities will include debit card ownership, smartphones with ORBIS payment apps, and QR and barcode scanning.

Why Orbis

  • Orbis Worldwide Money Transfer and Investment will bring a brand new innovation to this market through its use of cryptocurrency.
  • Orbis will also develop a physical meaning for this sometimes obscure term, providing more than just a digital token with virtual services that could disappear overnight.

Market Problem

  • The current financial system is heavily centralized and mainly serves the interests of only a few major players.
  • These are the banks and financial companies that we see internationally today, which have a vested interest in maintaining their status quo.
  • The rent-seeking behavior of these enormously inefficient and largely stagnant corporate structures have become toxic to the success and opportunity of nearly everyone else in the world.

Orbis Solution

• The elimination of high fees and costly barriers to entry through the removal of 3rd-party intermediary services
• A significant reduction in wait times – transactions should be near-instant, not beholden to the business days and business hours of traditional brick-and-mortar banks
• Self-service and no imposed limits
• Removal of complicated paperwork and bureaucracy

Orbis Paltform Features

  • Orbis coin (ORBS) utility will have a stable price and will be used by customers to make payments , save and transfer with no fee their assets without the risk of depreciating or loosing.
  • Orbis security coin (ORBSi) will be released public to cryptocurrency exchanges and traders.
  • Users will be able to convert cryptocurrencies and fiat money into Orbis coins and manage them via Orbis card/smartphone apps/desktop software and in Orbis future Orbis self-service branches worldwide.
  • 24/7 Support from Virtual Artificial Intelligence Chat Robots

Finally

Orbis team works hard to ensure this development is done right and done well. They want to ensure that once their platform is released, it lives up to their vision, changing the lives of those who use it. Orbis is also actively helping develop businesses in these places to encourage and faster economic growth.
Author of article:
✅Bitcointalk username: Erik_Smuel
✅Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2020517
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Saturday, July 28, 2018

Why The IC Ecosystem will be Based on the Blockchain Technology

Blockchain technology is likely to be a key source of future financial market innovation. It allows for the creation of immutable records of transactions accessible by all participants in a network.

INGOT Vision

INGOT seeks to be a pioneer in the financial industry providing innovative techniques and solutions to link global markets with global market participants.

The IC Ecosystem

  • Creating an unprecedented, a first of- its-kind revolutionary ecosystem based on blockchain technology that will link newly developed crypto markets with the currently existing financial markets eliminating inefficiencies.
  • Providing a one-stop ecosystem that enables participants to perform and execute transactions according to their financial needs.
The IC Ecosystem will establish 6 different components to work hand in hand under one umbrella, providing all community members the chance to capitalize on upcoming opportunities in all markets.
The Ecosystem’s components are:-
  1. IC Wallet
  2. IC Exchange
  3. IC Brokerage
  4. IC Digital Bank
  5. IC Certifier
  6. IC ICO Accelerator.
The IC Ecosystem will:-
  • Transform trades, settlements and payments and make them instant.
  • Bringing together different necessary components.
  • Cutting out third party intermediaries who usually delay the process and increase associated costs.
    This will construct a new pathway between the crypto and the current traditional market participants, enabling them to diversify their portfolio in an efficient and secure manner.

Why The IC Ecosystem will be Based on the Blockchain Technology

By adopting blockchain, IC Ecosystem is creating a specialized ecosystem that will substantially:-
  • Increase customers’ confidence
  • Increase market liquidity
  • Provide efficient market pricing and access to funds for all variety of stakeholders.
By utilizing smart contracts, different industries are working towards:-
  • Minimizing cost
  • Minimizing time
  • Maximizing global reach and transparency.
    In the financial industry, smart contacts embedded in the ecosystem lead to the development in verification, transaction and exchange, resulting in a more secure, transparent and efficient market for participants.

Project Caps

  • The INGOT has placed a hard cap of $90,000,000.
  • The INGOT included the main components with their minimum value to be launched with a minimum of $37,000,000.

INGOT Token

The token could be used in a magnitude of ways:
  • Method of payment within the Ecosystem
  • Method of payment to external entities
    INGOT Coin will be the preferred transacting method throughout the entire Ecosystem, covering the following components:

Token Allocation

  • Token Allocation
  • Fund Allocation

ICO Details

Roadmap


Finally

INGOT Group serves as a member of Global Alliance Partners (GAP), which is an international network of regulated financial services companies that focuses on the mid capital market.
GAP’s international reach gives its member firms greater clout and a wider platform to conduct investment banking, wealth and fund management, broking, and other financial services across international markets.
Author of article:
✅Bitcointalk username: Erik_Smuel
✅Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2020517
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Tuesday, July 24, 2018

INTRO Offers Radical Solutions to Real Estate Market Players

Blockchain is going to allow for added security and transparency that commercial real estate has never seen. The best approach to adopting blockchain practices is to find companies that offer solutions that are relevant to you.
INTRO is one of the companies that offers a real solutions for the real estate market players by using the blockchain.

What Is INTRO

INTRO Blockhain is an ecosystem of blockchain-based solutions for real estate market participants.

The Mission

INTRO mission is to make the real estate market transparent and open to all individual investors across the globe.

Why INTRO

  • INTRO provides market analytics & management tools for property developers and investors.
  • INTRO provides a digital marketplace of real estate to all market participants.
  • INTRO will create a social network for property brokers & private investors.
  • INTRO will provide smart contracts for shared property investment, property purchase by installment payments and direct contracts with developers.

Market Problems

  • Property market intransparency
  • Markup of banks & intermediaries
  • High property price
  • Inaccessible or expensive mortgage
  • Expensive vacation properties
  • High entry barriers at rental market

INTRO Solutions

  • Recording all property deals that obtained from official state sources in a private blockchain.
  • Excluding all market agents between a developer and a property buyer (The direct deals are protected by smart contracts).
  • Helping homebuyers save up to 30% by booking a property on the construction stage.
  • Developing a smart contract for property purchase by installment payments directly to the developer (No interest added = 0% property loan).
  • Developing a smart contract for timeshared investment.
  • Developing a social network for private property investors (This allow for finding co-investors and split the costs and revenues of a profitable property).

INTRO Ecosystem Components

INTRO ecosystem includes 4 services in total: Analytica, Sale, CoInvest & REstate.
1. INTRO Analytica
INTRO Analytica is a Business Intelligence system for residential property market used by developers, investors & analysts.
2. INTRO Sale
INTRO Sale is a private marketplace of real estate with a smart contract.
3. INTRO COINvest
INTRO COINvest is a social platform for individual property investors.
4. INTRO REstate
INTRO REstate is a platform for property purchase by installment payments.

The Ecosystem Features

  • Market transparency.
  • Profitability.
  • Open access.
  • Co-investment in construction.
  • Shared ownership of real estate.
  • Home loans with 0% interest.

ICO Details

Token Allocation

Finally

Blockchain is the next frontier of the real estate market, making inroads at a fast clip. The use of the technology will make it possible to have transparent transactions that sellers and buyers will benefit from. From real-time ledgers to full-on shared databases and processes, blockchain throws the doors wide open with possibilities in real estate.
Author of article:
✅Telegram Username: @galeluo
✅Bitcointalk username: Erik_Smuel
✅Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2020517
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Saturday, July 21, 2018

Sportsfix will Redefine the Sports Content Market

SF presents a revolutionary digital sports content ecosystem based on Blockchain technology; debundling and decentralising sports media rights, enforcing trust and immutable transparency via SF Tokens (SFT) and smart contracts built on the Ethereum network.

Sportsfix Target

Sportsfix vision is to redefine the sports content market by:-
  • Cutting out the middlemen
  • Connecting rights holders directly to fans through the SportsFix ecosystem.
    This provides new revenue streams to rights holders and SportsFix alike and nurture the very premise of what sports fans are seeking.
    Combined with blockchain technology, SF will secure identity, payments, user viewing rights and act as a revolutionary marketplace for all providers and consumers of sports.

Market Issues

  • Traditional TV is an antiquated model.
  • Arbitrage game by larger players that monopolize content.
  • Poor content discovery.
  • Aggregated price increases due to a convoluted system of international
  • No incentive for agents to be transparent about the pricing and process.
  • Fans end up with more content and channels than they really need
  • Rights holders sell rights of ALL clubs/teams in league format
  • Centralized media rights system.
  • Current revenue opportunities of clubs restricted by collective bargaining.
  • Unfair/ inequality of revenue re-distribution to clubs/ teams.
  • Displaced fans worldwide largely cannot access and watch their favourite teams/ leagues/events
  • Financial constraints for (smaller) sports/leagues/clubs to effectively develop a coherent digital strategy to reach those fans.
  • Little to No direct (two-way) communication between content creators and fans.
  • Traditional Broadcasters rely on antiquated viewing measurement systems.
  • Increasing restrictions and regulations of traditional/ major distribution platforms in their user data sharing willingness and capabilities.
  • Lack of personalization - One-size-fit-all approach by traditional distribution platforms.

Sportsfix Solutions

  • Through our Digital Stadium (DS) concept, fans can connect with their favourite team and with each other and vote for their favourite team’s sports content. This creates a new consumption model for sports content that is decentralized, affordable, and accessible.
  • Rights holders can disintermediate their content from middle man markups by direct delivery of their Live games via SF DS in smaller digital packages directly to their fans’ smartphones.
    The mass debundling can be accelerated and made transparent by blockchain coded smart contracts that will allow for new subscription models. The creation of SFT accelerates the trend of “debundling” of content by creating a powerful internal self marketing network effect for clubs to harness, through their fans building their own DS token ecosystems.
  • SF acquires the legal live streaming rights for sports content at the league level, unbundle the content to individual games or smaller highly personalized and contextualized digital content items. SF will then create a new token economy based on actual consumption of sports content that will create 1-1 engagement opportunities with sports clubs/ rights holders and fans through the exchanging of SFT.
  • A sophisticated and transparent data analytics platform in connection with SF DS economy will allow us to serve displaced fans by allowing them to request, vote and pledge for SF catalogue of international content rights.
    SF token economy unlocks new opportunities where rights holders (Federations/Leagues/Teams) can tokenize their Live game/event rights and create a Digital Stadium where this ecosystem can flourish between fans and sport. Rights holders can empower and leverage their fan bases as their best marketers through the use of our SFT to connect with their displaced fans. The tokenization of sports content unlocks a new model of content distribution that is decentralized and universally more accessible.
  • By creating a token economy around sports content, fans go from a passive role to an active and engaged role. The SFT wallet allows for each fan to be identified and engaged individually. This creates new opportunities that never existed in the traditional broadcasting model. Clubs can now individually identify, engage, and reward fans through a number of new interaction opportunities through the use of the SFT. SF extensive data analytics platform (SF Analytics) will deliver highly personalized, contextualized and localized content for the fans to enjoy.

SportsFix Digital Stadium

The SportsFix Digital Stadium is the ultimate fan experience combining the excitement of live and Video on Demand (VOD) sports content with the power of social media, gamification, predictions, fantasy leagues and e-commerce all driven by the SFT. It allows fans to:
  • Pledge and vote for their favourite content.
  • Control their own experience by only paying for their preferred content.
  • Engage directly with their favourite clubs.
  • Simulate live stadium experience by interacting with other fans within the DS.

Token Flow

Token Allocation

Roadmap

Finally

With the ICO, SF will enhance user experience to the OTT platform. Fans will be able to participate and engage with their fellow fans, favourite leagues and clubs while using SFT as a mode of payment throughout the platform.
Author of article:
✅Bitcointalk username: Erik_Smuel
✅Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=2020517
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